FAQ’s
Q: What
is the policy number?
A: CTN110G
Q: What
is the effective date?
A:
August 1, 2010
Q:What
is the master policy expiration date?
A:
August 1, 2011
Q:When
does student coverage begin and end?
(Eligibility requirements must be met each time premium is paid.)
A:
Term
Effective Date Term Date
Fall
8/1/10 1/1/11
Spring/Summer 1/1/11
8/1/11
Summer*
5/1/11 8/1/11
*Students new for the summer term only
Q: How
do I know if I am eligible to take the Student Accident & Sickness
Insurance?
A: All students
carrying 6 or more credit hours
must participate in the plan unless they “waive” coverage by
September 1, 2010 for the fall term .
Q: Can
I get the insurance to cover my spouse and/or children?
A: Yes
Q: What
does this insurance cover?
A:
The LMU Student Health Insurance plan covers sickness and injury
subject to the plan benefits, exclusions, conditions, and terms.
Q: Does
this policy pay all medical bills in full?
A: In most
cases it will not cover all bills in full.
Q: Can
I go to any doctor?
A:
Yes. Discounts on fees
for services rendered can be obtained by using a First Health provider.
First Health is a nationwide network of providers.
To find a First Health provider go to
www.FirstHealth.com
Q:
Where do I get a claim form?
A:
A claim form can be obtained on line from the link at the top.
Q: How
do I file a claim?
A:
To file a claim, simply follow the instructions on the back of the
claim form.
Q: Does
this policy cover me for my annual physicals?
A:
Annual Physicals are not covered.
Q: How
do I get an I.D. card?
A:
An ID Card will be mailed to you once a list of participating
students has been sent to the plan administrator.
Q: What
is the policy’s maximum benefit?
A: The Benefit
Maximum is $50,000 per sickness or injury per policy year after an annual
deductible of $250 has been paid.
Q: If I
have a specific question about coverage who can I call?
A: You can call
Bollinger Inc. at 1-
800-526-1379 and ask to be connected to the College Department, or you
e-mail Jane
Farrell. (jane.farrell@bollingerinsurance.com)
18034941